What's Zelle®?
Glad you asked!
Zelle® makes it simple to send money to friends and family, regardless of their bank. Whether you’re settling up for dinner or sharing expenses, Zelle® ensures that the funds go straight into your bank account. This means you can enjoy your transactions without any hassle. Many banking apps already include Zelle®, so check yours to start enjoying the convenience today!
How to send money with Zelle®
How to send money with Zelle®
ACCESS ZELLE®
To get started, enroll your email or U.S. mobile number using your mobile banking app or the Zelle® app.
PICK A PERSON TO PAY
Input the recipient’s preferred email address or U.S. mobile number. You can send money to nearly anyone you know and trust who has a bank account in the U.S.
CHOOSE THE AMOUNT
Why Use Zelle®
It’s in a lot of
banking apps.
Zelle® is now part of over 2,000 banking apps, and yours is likely included! This makes it easy to send and receive money quickly. Whether you and your friends are pooling resources for a thoughtful birthday gift or settling up for a meal you covered at brunch, Zelle® simplifies the process.
You can use it with friends at other banks.
Zelle® functions seamlessly across U.S.-based banks, which means you don’t need to worry about whether your bank is the same as that of your friends or family. Even if you’re with different financial institutions, you can still utilize Zelle® to send and receive money securely.
Zelle® is free2 to use
When you send money to friends or family, there are no additional transaction fees involved, making it a cost-effective option. This is a significant advantage, as it allows you to save your money for more enjoyable experiences, like concert tickets or a relaxing vacation.
Get started with your bank or credit
union.
Get started with your bank or credit union.
Frequently Asked Questions
Frequently Asked Questions
Does Zelle® report how much money I receive to the IRS?
These FAQs are intended for informational purposes and pertain solely to the Zelle Network®. Zelle® does not offer tax advice. For any tax inquiries related to your specific circumstances, please consult a tax Expert.
Someone sent me money with Zelle®, how do I receive it?
What if my bank or credit union doesn't offer Zelle®?
Don’t worry! Our network of participating financial institutions is always growing, and you can still use Zelle® by downloading the Zelle® app for Android and iOS.